Meeting Your Needs With Exciting Products

In a bid to offer her customers and the general public satisfactory first class services, we've developed products, professionally packaged to meet personalized and co-operative banking needs of all categories of people, ranging from low income earner, civil servants, co-operative societies, etc.

Currently, our products include:

Micro Credit Account
Privatisation / Share Acquisition Account
Asset Acquisitions Scheme Account
Prosperity Product Account

Micro Credit Account

For Whom:

Registered Women Co-operative Societies.

Attributes:

• It is a Savings Account.
• Minimal initial deposit is N5,000.00 and above.
• Lodgment into the account is not fixed. Save up to 30% and be assisted with a loan Free entry and exit.

Benefits:

To assist co-operative societies. Access to easy loan. Attracts higher interest rate than the normal savings account. Interest on loan is lower than interest on other accounts.

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Privatisation/Share Acquisition Account

For Whom:

Teachers, Civil Servants and all categories of workers and businessmen/women.

Attributes:

• It is a Current Account
• No minimum lodgment is required.
• No contribution to cost of shares.
• As Dividends, Bonuses and other transfers, income paid would reduce the investments.

Benefits:

• Acquire easily shares of government privatized corporations under the Nigerian federal government privatization scheme.
• Acquire easily shares of Blue Chip quoted in the Nigerian Stock Exchange.
• Expanded pay pack back period.
• Easy to liquidate.
• Payment of Dividend/Bonuses

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Assets Acquisition Scheme

For Whom:

Teachers, Civil and Public Servants.

Attributes:

• It is a Savings Account. Initial Minimum Deposit is N5,000.00 and above.
• No Fixed Amount to be Lodged into the Account but there must be monthly lodgment into the account.

Terms of the Scheme:

• Benefactors must be Civil Servants who receive their salaries through Isoko Community Bank.
• Apply to open the account with a Minimum Deposit of N5,000.00 in addition to two Passport photograph.
• Savings shall be monthly.
• Minimum balance to qualify for the benefits of this scheme must be 30% of the cost of the desired assets.
• Account holder can withdraw from the scheme without any cost but with 14 days notice.
• Benefactors shall repay the loan through continuous installment savings from salary.
• Employers shall be informed of this special scheme.          

Benefits:

• Save and own desired personal Motor Vehicle, Motorcycle, Building, Household Equipment, Furniture, Electronics, etc.
• Balance of the Account can be used as collateral to secure loan from the Bank.
• Free exit from the scheme at no cost.
• Attract higher interest.

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