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Retail Banking Services

 

IC-Global Microfinance Bank, with her unique capabilities  for retail banking, is positioned to meet the specific needs of her customers.

Savings / Current / Fixed Deposit Accounts
We offer quality savings accounts services (with attractive yield) designed to meet your financial goals now and in the future.

Our current and fixed deposit accounts services are with very attractive interest rates and fashioned to yield maximum returns for our cherished customers.

Personalized Banking Services
Personalized  Banking  is  one of the retail  banking services that we offer to  our customers. These  services are  tailored  to the needs of  the  individuals. Amongst such personalized banking services include:

 

  • Individual  Retirement Accounts,
  • Equity Line of Credits,
  • Personal Line of Credit,
  • Personal Secured / Unsecured Loans,
  • etc.

Safe Keeping of Valuables
We also engage in the age-long banking tradition of safekeeping of valuables and  precious items for customers. This is very important because it gives customers peace of mind,   confidence and the assurance that their valuables are in the safe custody of a reliable and dependable bank: IC-Global Microfinance Bank.

Weekend banking
Considering the informal nature of most of our clientele, we offer weekend banking services to  our customers. Our  doors are  open for  business between 9a.m. to 2p.m. every Saturday. Our weekdays banking services last from 8a.m. to 4p.m.

Loans & Advances
We also provide loans and advances, packaged for a variety of purposes at negotiable rates and terms. These are designed to assist our credit-worthy and qualified customers in meeting their business needs.

To qualify, prospective customers undergo a safety, suitability and profitability test, with other assessment of character, capacity and business experience.

 

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